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Bakery-Style Moist Pumpkin Cream Cheese Bread

A thick slice of moist pumpkin cream cheese bread showing the orange pumpkin swirl and white cream cheese filling.

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Make this bakery-style pumpkin cream cheese bread for a moist, spiced fall treat. The tangy cream cheese swirl makes this easy quick bread perfect for breakfast or dessert.

Ingredients

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  • 2 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon baking powder
  • 1 teaspoon ground cinnamon
  • 1/2 teaspoon ground nutmeg
  • 1/4 teaspoon ground ginger
  • 1/4 teaspoon ground cloves
  • 1/2 teaspoon salt
  • 1 cup granulated sugar
  • 1/2 cup vegetable oil
  • 1 cup pumpkin puree (not pumpkin pie mix)
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • 8 ounces cream cheese, softened
  • 1/4 cup granulated sugar (for filling)
  • 1 large egg yolk (for filling)
  • 1/2 teaspoon vanilla extract (for filling)

Instructions

  1. Preheat your oven to 350 degrees F. Grease and flour a standard 9×5 inch loaf pan.
  2. In a large bowl, whisk together the flour, baking soda, baking powder, cinnamon, nutmeg, ginger, cloves, and salt.
  3. In a separate bowl, mix the 1 cup of granulated sugar, vegetable oil, pumpkin puree, eggs, and 1 teaspoon of vanilla extract until combined.
  4. Pour the wet ingredients into the dry ingredients and mix until just combined. Do not overmix the batter.
  5. Prepare the cream cheese filling: Beat the softened cream cheese, 1/4 cup sugar, egg yolk, and 1/2 teaspoon vanilla extract until smooth.
  6. Pour half of the pumpkin batter into the prepared loaf pan.
  7. Dollop spoonfuls of the cream cheese mixture over the batter.
  8. Pour the remaining pumpkin batter over the cream cheese layer.
  9. Use a knife or skewer to gently swirl the cream cheese mixture through the batter to create a marbled effect.
  10. Bake for 55 to 65 minutes, or until a wooden pick inserted into the center comes out clean.
  11. Let the bread cool in the pan for 15 minutes before turning it out onto a wire rack to cool completely.

Notes

  • For the best swirl, ensure your cream cheese filling is smooth before layering.
  • This loaf tastes even better the next day once the spices have fully developed.
  • If your loaf starts browning too quickly, loosely tent it with aluminum foil for the last 15 minutes of baking.

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